Mortgage Blog

Halifax & Dartmouth Nova Scotia Mortgage Broker

Category: Halifax and Dartmouth Mortgages (42 posts)

How to Improve Your Chances of Being Approved for a Mortgage

How to Improve Your Chances of Being Approved for a Mortgage

December 24, 2018 | Posted by: Elena Schutz-Henriquez

For most first time home buyers, obtaining a mortgage is a crucial part of the purchasing process. However, being approved for a mortgage is often easier said than done. It can be disheartening to f ...

read more
Five Surefire Ways to Ensure You are ready to Buy a Home as a Recent College Graduate

Five Surefire Ways to Ensure You are ready to Buy a Home as a Recent College Graduate

October 10, 2018 | Posted by: Elena Schutz-Henriquez

If you are a recent college graduate, you might think that buying a home is still many years off, but that's not necessarily the case. If you dream of homeownership, even as a young adult, there may b ...

read more
Real Estate: How to Refinance a Mortgage with a Bad Credit Score

Real Estate: How to Refinance a Mortgage with a Bad Credit Score

July 11, 2018 | Posted by: Elena Schutz-Henriquez

There are many excellent reasons a homeowner may look into refinancing their mortgage. To refinance means to replace your current mortgage with a new one, almost always with a lower interest rate. For ...

read more
Things to Consider Before Moving Into an Over-55 Community

Things to Consider Before Moving Into an Over-55 Community

June 13, 2018 | Posted by: Elena Schutz-Henriquez

Many people, as they approach retirement age and the kids are gone, begin thinking about downsizing. One of the more popular choices for reduction is moving to one of the over-55 communities that ar ...

read more
How to Know If You Should Buy a Home or Continue Renting

How to Know If You Should Buy a Home or Continue Renting

May 23, 2018 | Posted by: Elena Schutz-Henriquez

While owning a home and a plot of land was once part of the 'American Dream' for many people, the times have shifted. The global financial crisis which resulted in a massive shift in the housing marke ...

read more
Great Buy on a Home? - Don't Expect the Appraisal to Prove It

Great Buy on a Home? - Don't Expect the Appraisal to Prove It

May 9, 2018 | Posted by: Elena Schutz-Henriquez

Buying a home can be fun and exciting, especially when you drive a hard bargain and get that seller over a barrel.  You did your research, caught a home with higher than average days on the marke ...

read more
Tips to Ease the Moving Process Along

Tips to Ease the Moving Process Along

April 25, 2018 | Posted by: Elena Schutz-Henriquez

Moving can be a stressful process, no matter how far you are traveling. Planning your move minimizes the stress associated with this task while also simplifying the process. Here are several tips that ...

read more
Planning to Refinance Your Mortgage? Ask These 4 Questions First

Planning to Refinance Your Mortgage? Ask These 4 Questions First

April 11, 2018 | Posted by: Elena Schutz-Henriquez

Deciding to refinance is a crucial financial move that can help you make significant savings. When you plan properly, do your research, and take time to evaluate where you stand financially, you'll be ...

read more
Five Things to Consider Before Flipping a House

Five Things to Consider Before Flipping a House

March 28, 2018 | Posted by: Elena Schutz-Henriquez

House flipping can be a tempting way to make fast money, but not every fixer-upper has the potential to be profitable. Here's five things to consider before buying a property to flip. 1. Time Tele ...

read more
Thinking of Buying a Home? Ask Yourself These Questions First

Thinking of Buying a Home? Ask Yourself These Questions First

March 14, 2018 | Posted by: Elena Schutz-Henriquez

Many people simply assume that buying a home is always better than renting, but that is not always the case. Owning a home makes sense in certain circumstances, just as renting is a smart move in othe ...

read more
How to Maintain a Good Credit Rating Throughout the Year

How to Maintain a Good Credit Rating Throughout the Year

February 28, 2018 | Posted by: Elena Schutz-Henriquez

If you want to make it easier to get an auto loan, mortgage, or new credit card account, you need to maintain a good credit score. It's easy to do so, particularly if you follow the tips presented her ...

read more
Four Strategies That Can Help You Get Approved for a Mortgage

Four Strategies That Can Help You Get Approved for a Mortgage

February 14, 2018 | Posted by: Elena Schutz-Henriquez

So, you've decided to take the big step and look into getting what will likely be the biggest loan of your entire life: a mortgage. Applying for a mortgage can be a bit of a nerve-wracking process, es ...

read more
Looking to Invest? Pay Down Your Mortgage Instead

Looking to Invest? Pay Down Your Mortgage Instead

January 24, 2018 | Posted by: Elena Schutz-Henriquez

 With all the gloomy news about pension plans in the press you may be worrying whether you should actually be investing in a pension plan or not. A new wave of thinking suggests possibly not. The ...

read more
The Advantages and Disadvantages of Buying a New Home vs an Existing Home

The Advantages and Disadvantages of Buying a New Home vs an Existing Home

January 10, 2018 | Posted by: Elena Schutz-Henriquez

If you're planning on investing in real estate, then you're going to have two main options: to buy an existing home or buy a new home. An existing home is a house that has been lived in before, wherea ...

read more
Can You Afford to Buy a New Home?

Can You Afford to Buy a New Home?

December 27, 2017 | Posted by: Elena Schutz-Henriquez

Is Purchasing a New Home in Your Budget? If you're throwing your hard-earned money away on rent each month, putting that same amount towards your own home could be an incredible advantage. However, i ...

read more
What to Look for When Buying Your First Home

What to Look for When Buying Your First Home

December 13, 2017 | Posted by: Elena Schutz-Henriquez

Buying a first home is an exciting time in an individual's life. You may already have a family that needs more than simply being a good structure to protect against them against the elements. In addit ...

read more
Seven Inexpensive Home Staging Ideas for a Quick Sale

Seven Inexpensive Home Staging Ideas for a Quick Sale

November 22, 2017 | Posted by: Elena Schutz-Henriquez

When your home is on the market, first impressions matter more than ever. If a potential buyer doesn’t like what they see in the first few minutes, that bad start could color the rest of their e ...

read more
Credit Card Debt vs Mortgage Debt: Which Should You Pay Off?

Credit Card Debt vs Mortgage Debt: Which Should You Pay Off?

November 8, 2017 | Posted by: Elena Schutz-Henriquez

It's always a good idea to pay down your debt when you have extra cash on hand. However, as you get started, you will probably be faced with several types of debt you can work on, and it's hard to kno ...

read more
Buying Your First Home? Be Prepared for These 5 Startup Expenses

Buying Your First Home? Be Prepared for These 5 Startup Expenses

October 24, 2017 | Posted by: Elena Schutz-Henriquez

If you are in the market for your first home, you’ve probably saved a substantial amount of money for the down payment. You researched closing costs, sought out the best deal on a mortgage, and ...

read more
Five Reasons Why You Should Have More Than One Bank Account

Five Reasons Why You Should Have More Than One Bank Account

October 11, 2017 | Posted by: Elena Schutz-Henriquez

In today's tech world, being victimized by hackers can leave you penniless if you have only one bank account. The following five situations demonstrate how a having a backup account can keep you ...

read more
Preparing to Sell? Do This First

Preparing to Sell? Do This First

September 27, 2017 | Posted by: Elena Schutz-Henriquez

So you've made the decision to sell your home. What you do to prepare - from the outside in - will make all the difference in whether prospective buyers choose to take a look.  First impr ...

read more
4 Reasons to Say 'Yes' to Good Credit

4 Reasons to Say 'Yes' to Good Credit

September 13, 2017 | Posted by: Elena Schutz-Henriquez

Good credit is a necessity for acquiring many things in life. There are many important reasons for saying 'yes' to credit. Below are some of those reasons, as well as ways to get and build your credit ...

read more
10 Mistakes First-Time Homebuyers Make

10 Mistakes First-Time Homebuyers Make

August 23, 2017 | Posted by: Elena Schutz-Henriquez

Buying your first house can be an exciting and stressful time. There are so many things to consider that you can find yourself getting overwhelmed. Here are some common mistakes first-time homebuyers ...

read more
5 Ways to Simplify Your Financial Life

5 Ways to Simplify Your Financial Life

August 9, 2017 | Posted by: Elena Schutz-Henriquez

No matter who you are or what you do for a living, it can seem like your bank statements, credit card receipts, and other financial documents are burying you alive. If you are struggling under the wei ...

read more
5 Things First Time Home Buyers Should Do Before They Go Shopping

5 Things First Time Home Buyers Should Do Before They Go Shopping

July 26, 2017 | Posted by: Elena Schutz-Henriquez

Shopping for your first home is exciting, and it is only natural to want to get right to it. The idea of trading in that monthly rent check for a mortgage payment that builds equity and wealth for the ...

read more
Savvy Spender: Simple, Smart Ways to Make the Most of Your Credit Cards

Savvy Spender: Simple, Smart Ways to Make the Most of Your Credit Cards

July 12, 2017 | Posted by: Elena Schutz-Henriquez

Savvy Spender: Simple, Smart Ways to Make the Most of Your Credit Cards With their vast array of special perks and member benefits, credit cards are an appealing financing option for modern consumers ...

read more
4 Things You Need To Know When Buying A Vacation Home

4 Things You Need To Know When Buying A Vacation Home

June 28, 2017 | Posted by: Elena Schutz-Henriquez

Everyone looks forward to a vacation, and many people return to their favorite spot each year. If you really enjoy your annual destination, you might be ready to invest in a vacation home. There are m ...

read more
Gathering the Money for a Down Payment in Two Years or Less

Gathering the Money for a Down Payment in Two Years or Less

June 14, 2017 | Posted by: Elena Schutz-Henriquez

Whether you are looking to purchase a home in the next two years or you intend to wait another five, you must find a way to save up enough money to use for a down payment. Without the money to make a ...

read more
3 Simple Updates to Help Sell Your Home Fast

3 Simple Updates to Help Sell Your Home Fast

May 24, 2017 | Posted by: Elena Schutz-Henriquez

If you're getting ready to sell your home, you may be wondering what you can do to help it sell quickly. How can you make your home more appealing without investing a lot of time or money? The answer ...

read more
Home Buying 101 - Why the Relationship with Your Broker Should Be a Positive Partnership

Home Buying 101 - Why the Relationship with Your Broker Should Be a Positive Partnership

May 10, 2017 | Posted by: Elena Schutz-Henriquez

Whether you are looking for your first home or moving up to the home of your dreams, having an experienced real estate broker or agent in your corner is a must. Real estate is a very specialized indus ...

read more
Getting Your Whole Family on Board When Selling Your Halifax Home

Getting Your Whole Family on Board When Selling Your Halifax Home

April 19, 2017 | Posted by: Elena Schutz-Henriquez

If you are selling your Halifax home, this can be a challenge when you are in charge of getting your family on board as well. Selling a home with kids has its own challenges, but it isn't impossible. ...

read more
Three Ways to Get on the Property Ladder in the Halifax and Dartmouth, Nova Scotia area

Three Ways to Get on the Property Ladder in the Halifax and Dartmouth, Nova Scotia area

March 27, 2017 | Posted by: Elena Schutz-Henriquez

  Property investment is more challenging than ever due to a buoyant housing market in Halifax and the rising cost of living. Many people are concerned they'll never be in a position to buy a ...

read more
Why Remortgage Your Halifax or Dartmouth Home? 4 Excellent Reasons to Consider Refinancing Your Home

Why Remortgage Your Halifax or Dartmouth Home? 4 Excellent Reasons to Consider Refinancing Your Home

March 7, 2017 | Posted by: Elena Schutz-Henriquez

Your Halifax or Dartmouth Nova Scotia home is probably the most significant purchase you'll ever make, yet it's surprising how many people simply continue paying their mortgage every month without t ...

read more
Price Your Halifax and Dartmouth Nova Scotia Home Realistically If You Want It To Sell

Price Your Halifax and Dartmouth Nova Scotia Home Realistically If You Want It To Sell

February 23, 2017 | Posted by: Elena Schutz-Henriquez

Setting a price for the Halifax or Dartmouth NS home you are selling requires serious thought and research. Homebuyers have choices in today's market, and that means you should not list your home at a ...

read more
Five Rules For Improving Your Money Management Skills in Halifax

Five Rules For Improving Your Money Management Skills in Halifax

February 8, 2017 | Posted by: Elena Schutz-Henriquez

Money management skills are important, no matter who you are. That's because money doesn't take care of itself -- and if you don't save, invest, and spend your money wisely, you'll undoubtedly suffer ...

read more
Timing Your Home Sale in Halifax

Timing Your Home Sale in Halifax

January 18, 2017 | Posted by: Elena Schutz-Henriquez

Timing the sale of your home in Halifax is easier said than done. There are all sorts of factors to consider, from seasonal advantages to the economic climate of a particular region. And that's in add ...

read more
How to Use Debt Consolidation Loans Effectively and Safely in Halifax

How to Use Debt Consolidation Loans Effectively and Safely in Halifax

January 6, 2017 | Posted by: Elena Schutz-Henriquez

Visit almost any financial site on the web, or watch nearly any daytime TV channel, and you're likely to see advertisements promising that a consolidation loan can solve all your debt problems. There' ...

read more
Should You Borrow Money to Invest in Halifax Real Estate?

Should You Borrow Money to Invest in Halifax Real Estate?

December 23, 2016 | Posted by: Elena Schutz-Henriquez

There's no disputing that real estate investment in Halifax is one of the best business models for those looking to achieve long-term financial success. The one problem most would-be investors have, h ...

read more
Going Away for the Holidays? Protect Your Halifax Home against Burglars!

Going Away for the Holidays? Protect Your Halifax Home against Burglars!

December 12, 2016 | Posted by: Elena Schutz-Henriquez

Burglars look for opportune moments to enter homes in search of valuables, and they don't take breaks for the holidays. In fact, many burglaries take place during the holidays, especially when people ...

read more
Saving For College in Halifax: Tips For Parents

Saving For College in Halifax: Tips For Parents

November 28, 2016 | Posted by: Elena Schutz-Henriquez

One of the prime concerns of parents, especially parents of teenagers, is how their children will be able to afford college tuition. With prices going up each year at even Halifax community colleges, ...

read more
Maximize Your Selling Potential in Halifax on a Dime

Maximize Your Selling Potential in Halifax on a Dime

November 7, 2016 | Posted by: Elena Schutz-Henriquez

If you're like most people looking to sell your Halifax home quickly, you already know the importance of curb appeal. While more and more homebuyers are looking online for homes for sale, a majority s ...

read more
New Mortgage Rules for Halifax and Dartmouth Nova Scotia - Should you buy now

New Mortgage Rules for Halifax and Dartmouth Nova Scotia - Should you buy now

October 18, 2016 | Posted by: Elena Schutz-Henriquez

Finance Minister Bill Morneau yesterday announced new mortgage rules that include more stringent 'stress testing' for borrowers who take out insured mortgages. Effective October 17th, 2016 all insured ...

read more
users image

Hi, How can I help you?